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Errors & Omissions
Professional Liability Coverage

Are You Searching for the Best Professional and General Liability Coverage for Your Business?

We can offer either or as a complete package so you can have the best coverage from Preferrded carriers at the best possible rate.

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The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss.

BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers' compensation, professional liability, or business vehicle coverage.

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Contractor's General Liability Insurance

Contractor's General Liability insurance is for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, and owners of public and/or private construction projects.

Cyber Liability Insurance

Are you insured against a cyber security breach? As a business owner, you insure your business against losses — but is your liability protected against a cyber break-in? Many businesses overlook this crucial coverage and end up paying millions in damages to customers. Don’t let that happen to you.

Directors and Officers Liability Insurance

Directors and officers liability insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of directors and officers insurance as a management errors and omissions policy.

Employment Practices Liability Insurance (EPLI)

Employment practices liability insurance, otherwise known as EPLI, is insurance that helps protect you against claims from your employees that result from the general conduct of your business.

Farm / Agribusiness Insurance

The standard farm /agribusiness insurance policy is a hybrid of homeowners coverage, commercial business insurance and specialty insurance.

Garage Insurance

If your business sells, services, stores, or parks automobiles, your general liability insurance coverage may not be enough to protect you from lawsuits. Car dealerships, body repair shops, and gas stations are specialty businesses with special insurance needs.

General Liability Insurance

Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources.

Group Health Insurance

In today’s environment, offering the right health insurance benefits can be a challenge. You want to provide the best possible plan for your employees yet it must to be cost efficient for your business.

Hotel & Motel Hospitality Insurance

Running a hotel or motel in today's competitive environment is a big challenge. Getting the proper hotel/motel insurance at a reasonable price can be frustrating and time consuming.

Key Person / Employee Insurance

Key person (employee) insurance is a particular type of life insurance policy taken out by a company on one of their employees, in which the company is the beneficiary in the case of that employee's untimely demise.

Kidnap & Ransom Insurance

As your company expands globally, so do your exposures. Companies with international operations and executives or staff who travel internationally may be targets for kidnappers and extortionists.

Liquor Liability Insurance

Liquor liability insurance is designed to provide liability insurance protection for those businesses who manufacture, distribute, or sell liquor. You need liquor liability insurance if you sell liquor and your business is a:

Bar
Tavern
Nightclub
Fraternal Club
Convenience Store
Liquor Store
Restaurant

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